Boldin, the financial confidence company, today announced the launch of its AI Planner Assistant. Users can ask Boldin’s AI any financial planning question and get personalized answers based on their own fully modeled, end-to-end financial plan. AI Planner Assistant is available in beta to all Boldin subscribers.
When users engage with the AI Planner Assistant, calculations are run by Boldin’s established financial modeling system using the individual’s complete financial plan — including income, assets, tax assumptions, retirement timing, and long-term projections. The AI interprets those outputs in clear, conversational language, helping users evaluate trade-offs, test assumptions, and better understand how decisions may affect their future.
“We are continuing to shift the power of financial know-how into the hands of individuals,” said Steve Chen, founder and CEO of Boldin. “Financial planning should be accessible, affordable, and understandable to everyone. With the AI Planner Assistant, people can have real conversations about their own numbers and goals — grounded in their actual financial plan — without sales pressure or hidden incentives. It’s personalized, transparent, and built to help users understand what their decisions truly mean.”
Early engagement with the AI Planner Assistant has been strong and highly interactive. More than 15,000 users have submitted over 190,000 questions during beta testing. Some users are asking hundreds of questions as they explore different scenarios, with an average of eight interactions per user per day. And, this depth of engagement is helping Boldin rapidly refine the experience.
"We're very excited about the AI Planner Assistant. Our team has managed to marry the structure and predictability of our planning engine with the humanity and flexibility of a conversation,” said Travis Bjorklund, Head of Product at Boldin. “The result is just a much more engaging way to plan your future, and we continue to improve what is already a great experience.”
Boldin’s product team is evolving the Assistant daily — enhancing conversational clarity, strengthening financial domain accuracy, and deploying multi-agent validation systems that review and vet responses before they are delivered. In parallel, Boldin advisors and coaches are reviewing AI-generated outputs during the rollout. User feedback has been overwhelmingly positive; when users rate responses, more than 90% of answers get a thumbs-up.
All user information remains within Boldin’s secure environment and is never sold. Boldin utilizes third-party AI infrastructure subject to strict data processing agreements that prohibit the use of user data for their model training. AI-generated insights are created only in the context of a user’s own plan, and the user must opt in to appropriate usage guidelines. Users retain full rights to their data, including the ability to access, export, or delete their AI conversation history at any time.
Boldin currently supports more than 500,000 active planners who collectively run millions of scenarios each year to test decisions around retirement timing, spending, taxes, and market risk. AI Planner Assistant is intended to complement – not replace – professional financial guidance. Boldin offers a wide range of educational support, from live and recorded planning classes, community forums, and coaching, to access to CFP® professionals through Boldin Advisors. For more information or to start a free trial, visit www.boldin.com.
Boldin is the premier consumer financial planning platform designed to help people build, understand, and manage their own comprehensive financial plans. With powerful, scenario-based planning tools and clear educational experiences, Boldin gives individuals the control and financial know-how to make informed decisions with confidence. Learn more at www.boldin.com.